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Professional guidance across investments, insurance and a wide range of loan solutions — helping you understand your options and plan around your financial goals.
One place for multiple financial needs.
Explore investment avenues, protection solutions and financing options with clear explanations of features, eligibility and important terms.
Our Financial Solutions
Explore the products and services covered by Wealth Nexus. Availability, suitability, eligibility, charges, risks and benefits depend on the respective product/provider and applicable terms.
Mutual Funds (MF) & Investment Solutions
Mutual Funds (MF)
Goal-oriented investment solutions through professionally managed mutual fund schemes.
- Equity, debt, hybrid and other categories
- Systematic Investment Plan (SIP) and lump-sum investing
- Goal and time-horizon based planning
- Risk assessment and Risk-o-Meter awareness
Systematic Investment Plan (SIP)
Invest a predetermined amount at regular intervals in an eligible mutual fund scheme.
- Monthly or other available frequencies
- Can support disciplined investing
- Amount and scheme selection depend on the investor's objective
Systematic Withdrawal Plan (SWP)
A facility that allows scheduled withdrawals from eligible mutual fund investments.
- Regular withdrawal planning
- Useful for cash-flow planning subject to available corpus
- Withdrawals reduce the invested units/value
Systematic Transfer Plan (STP)
A facility to transfer a predetermined amount from one eligible mutual fund scheme to another at regular intervals.
- Can be used for phased allocation
- Transfer rules and taxation depend on the scheme/transaction
- Subject to applicable fund-house terms
Portfolio Management Services (PMS)
Professionally managed portfolios that can be structured around an investor's objectives and risk profile.
- Discretionary and non-discretionary services may be available
- Portfolio may directly hold securities
- Higher complexity and risk than many traditional products
Alternative Investment Funds (AIF)
Privately pooled investment vehicles using strategies permitted under the applicable Alternative Investment Funds (AIF) framework.
- Category I, II and III structures
- May invest in different alternative asset/strategy areas
- Generally intended for investors meeting applicable eligibility requirements
Specialized Investment Funds (SIF)
A SEBI-regulated investment structure within the mutual-fund framework for specified sophisticated investment strategies.
- Strategy-based approach
- Eligibility and minimum investment requirements apply
- Higher risk and complexity can apply depending on strategy
Bonds
Debt instruments where investors lend money to an issuer in return for interest/coupon and repayment subject to the instrument terms.
- Government and corporate bond opportunities may exist
- Consider credit, interest-rate and liquidity risks
- Returns are subject to the specific instrument terms
Debentures
Debt instruments issued by companies or other entities, with repayment and interest/coupon governed by the issue terms.
- Secured or unsecured structures may exist
- Evaluate issuer credit quality and security
- Check maturity, coupon, liquidity and rating information
Insurance Solutions
Health Insurance
Health protection solutions for individuals and families, subject to policy terms.
- Individual and family floater options
- Hospitalisation and eligible medical expenses
- Waiting periods and pre-existing disease conditions
- Room-rent limits, co-pay, deductibles and sub-limits
- Restoration and cumulative/no-claim bonus features where available
Term Insurance
Life protection designed to provide a death benefit to the nominee/beneficiary during the policy term, subject to the policy terms.
- Sum assured and policy-term planning
- Premium and eligibility considerations
- Nomination and claim-process guidance
- Riders may be available depending on the plan
Personal Accident Insurance
Benefit-based protection for specified accidental events.
- Accidental death cover where provided
- Permanent total/partial disability benefits where covered
- Accident-related financial protection
- Optional benefits and exclusions vary by policy
Guaranteed Income Benefits
Insurance-based savings/income products that may provide guaranteed benefits when the policy meets its specified conditions.
- Income benefit structures vary by product
- Policy term and premium-paying term are important
- Guarantees apply only as stated in the policy contract
- Check surrender, liquidity, maturity and death-benefit terms
Insurance Systematic Investment Plan (SIP) / Systematic Premium Plans
Insurance products with regular premium payments are sometimes informally described as an “insurance Systematic Investment Plan (SIP).” They are not the same as a mutual-fund Systematic Investment Plan (SIP).
- Regular premium-based insurance/savings structures
- Some products may combine protection and savings/investment features
- Benefits, guarantees and returns depend on the specific policy
- Review charges, lock-in/surrender rules and policy conditions carefully
Motor Insurance — 4 Wheeler
Insurance solutions for cars, including mandatory third-party liability cover and available own-damage/comprehensive options as applicable.
- Third-party liability cover
- Own-damage/comprehensive options
- Vehicle damage, theft and add-ons subject to policy
- IDV, deductibles, exclusions and claim terms matter
Motor Insurance — 2 Wheeler
Insurance solutions for motorcycles and scooters, with third-party and available own-damage/comprehensive options.
- Third-party liability protection
- Own-damage options where selected
- Applicable add-on covers
- Policy exclusions, deductibles and claim conditions
Loans & Finance Solutions
Home Loan
Financing options for eligible residential property purchase, construction or related purposes.
- Purchase of a new or resale home
- Construction finance where applicable
- Tenure, rate, margin and repayment assessment
- Approval subject to lender eligibility and credit assessment
Loan Against Property
Secured finance against eligible residential or commercial property, subject to lender policy.
- Property-backed borrowing
- Personal or business-purpose options may be available
- Property valuation and legal/technical checks
- Interest rate, tenure and LTV depend on lender criteria
Balance Transfer + Top-Up
Transfer an eligible existing loan to another lender and, where eligible, seek additional top-up finance.
- Potential restructuring of existing borrowing
- Top-up subject to lender eligibility and repayment capacity
- Compare processing fees, foreclosure charges and total cost
Loan Consolidation
Combining eligible multiple debts into a new loan facility, subject to lender assessment.
- Can simplify repayment into fewer facilities
- Eligibility depends on income, credit profile and existing obligations
- Compare total interest and all charges before consolidating
Business Loan
Finance for eligible business needs, subject to lender policies and assessment.
- Working capital or business-purpose funding where offered
- Documentation and financial assessment
- Secured and unsecured structures may be available
- Terms depend on business profile and lender
Personal Loan
Unsecured finance for eligible personal requirements, subject to credit and lender criteria.
- Flexible end-use depending on lender
- Income, credit history and repayment capacity considered
- Compare interest rate, processing fee, tenure and total repayment
Loan Against Mutual Funds (MF) / Equity
Secured borrowing against eligible investments, subject to lender and security requirements.
- Eligible securities may be pledged
- Loan value depends on eligible security and applicable LTV
- Market-value changes can affect the facility
- Interest, pledge and other charges apply as per lender terms
New Car Loan
Finance options for purchase of eligible new cars through participating lenders.
- New vehicle purchase financing
- Loan amount, tenure and rate depend on lender assessment
- Down payment, documentation and vehicle eligibility apply
Used Car Loan + Refinance
Finance or refinance options for eligible pre-owned vehicles.
- Used vehicle purchase finance
- Refinance of eligible existing vehicle loans may be available
- Vehicle age, valuation, income and credit profile matter
CGTMSE Loan
Business finance structures that may be supported by the CGTMSE credit-guarantee framework when eligibility and lender requirements are met.
- Designed to support eligible micro and small enterprises
- Credit guarantee support is not the same as direct lending
- Loan sanction remains subject to lender assessment and scheme conditions
- Business, promoter, documentation and other eligibility criteria apply
Leasing Finance
Asset financing through leasing structures for eligible business or commercial requirements.
- May be used for eligible equipment, machinery, vehicles or other assets
- Lease structure, tenure and rentals depend on the financier
- Ownership and end-of-lease terms depend on the agreement
Financial guidance with clarity.
Wealth Nexus helps customers understand investment, insurance and financing choices so they can make informed decisions for themselves and their families.
- Investment and wealth-solution guidance
- Insurance protection and product understanding
- Loan and finance solution assistance
- Simple explanations of important product features
- Support through the application and documentation process
One stop solution for your financial needs.
Whether you are building wealth, protecting your family, planning for future income or arranging finance for a home, vehicle or business, start with a conversation.
Talk to UsWhy Wealth Nexus?
A straightforward approach focused on understanding your needs before discussing suitable options.
Clear Guidance
We explain important investment, insurance and loan features in simple language.
Personal Support
Get assistance as you understand options, compare relevant terms and move through the process.
Goal Focused
We begin with your objective, time horizon, protection needs and financing requirement.
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Please verify product features, eligibility, exclusions, charges, risks, tax treatment and terms with the respective provider before making a financial decision.